Additional Information

At HTB Global, we know you have a choice in where you keep your money and get your loans. When you choose HTB Global for your loans, deposits and more, we appreciate it and want to give back to you. Our suite of Loyalty Products does just that – gives back to you at our highest dividend rate.

With Loyalty Select, your deposits immediately start earning 5.38% APY¹ – giving you a great opportunity to grow your savings. With funding options like Edge Up⁴, Dividend Amp⁵ and Cash In,⁶ we offer a variety of ways to increase your deposits to Loyalty Select.

Not a HTB Global member and want to take advantage of the rewards you could earn by using our products and services? Click below to see if you qualify for membership. The sooner you join, the more you could earn.

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Ways to Fund Loyalty Select

1 Annual Percentage Yield of 5.38% is accurate as of April 6, 2020. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program, and members may receive a 1099-MISC for qualifying Loyalty Select deposits. Click here for full terms and conditions.
2 Allowed a one-time dividend rate upgrade request during the original term. At the time of request, the dividend rate will be increased to the dividend rate offered at that time for the same product and term and will be fixed until the original certificate maturity date.
3 To qualify, you must have a checking account opened at least six (6) months with a minimum of ten (10) member-initiated transactions within the past sixty (60) days and must already have one of the following FFCU products: a credit card, loan, certificate or IRA.
4 Only Checking Accounts that have the option to receive a Debit Card qualify for the Edge Up program and all account types may not be eligible. ATM or cash back purchases, Debit Card credits, checks, ACH, disputed transactions and other non-Debit Card transactions may not qualify. The Credit Union reserves the right to cancel or modify the Edge Up program at any time. For a complete list of terms, conditions and qualifications, please call +1 (587) 713‑9254 or go to htb-global.com/edge-up.
5 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Share Certificates which are not eligible. The Credit Union reserves the right to cancel or modify the Dividend Amp program at any time. For a complete list of terms, conditions and qualifications, please call +1 (587) 713‑9254 or go to htb-global.com/dividend-amp.
6 Not all Credit Card types are eligible for the Cash In program. Only members with a HTB Global Credit Card that accrues points are eligible. The minimum redemption amount is $25. Point requirements assigned to any award are subject to change without notice, and awards may be discontinued or substituted at any time. Points redeemed are non-refundable. The Credit Union reserves the right to cancel or modify the Cash In program at any time. For a complete list of terms, conditions and qualifications, please call +1 (587) 713‑9254 or go to htb-global.com/cash-in.